Private Health Insurance

Private Health Insurance (PHI) members can avail of lower rates on Multitrip and Single Trip policies. Your PHI policy must provide a minimum of €55,000 for inpatient medical cover abroad in order to avail of these rates. The Multitrip/Single Trip travel insurance policy provides all the same benefits however, inpatient medical expenses incurred abroad will be covered (up to the limit of your PHI policy) by your Private Health Insurance provider and in excess of this (up to the limit of the Multitrip/Single Trip) by this travel insurance.

Important note: If your PHI does not provide cover for the full duration of your trip abroad you cannot avail of the lower rates and will be required to comply with the important conditions relating to health as detailed in the policy wording.

The Private Health Insurance plans below provide cover for emergency inpatient medical costs overseas, up to the individual policy limits. Inpatient medical expenses cover will commence when you have reached the medical expenses limit on your private health insurance plan. Outpatient Medical Expenses costs are covered by this travel insurance policy and are subject to the terms and conditions of your travel insurance policy.

Aviva

Laya assure vitality

Laya Control 450

Laya Health Manager First Plan

VHI PMI 4015

Aviva

Aviva Health Starter

Hibernian Aviva

Laya 360 Care

Laya advantage 125 choice

Laya Advantage 125 Explore

Laya Advantage 175 Plus

Laya advantage 240

Laya Advantage 250

Laya Advantage 250 Explorer

Laya Advantage 250 Plus

Laya Advantage 375 Explore

Laya Advantage 500

Laya Advantage 500 Choice

Laya Advantage 500 Explorer

Laya Advantage 500 Plus

Laya Assure Health

Laya Care Select

Laya Central Connect

Laya Citi Connect Choice

Laya Company Care Gold

Laya Connect Care

Laya Connect Care 150

Laya Connect Choice

Laya Connect Choice 500

Laya Connect Choice Plan

Laya Control 150 Secure

Laya Control 450 Connect

Laya Control 600 Connect

Laya Control 600 Secure

Laya Control 600 Total

Laya Empower Create (No Excess)

Laya Essential Care

Laya Essential Care 100

Laya Essential Connect Health

Laya Essential Connect Saver

Laya Essential Value

Laya Essential Value 500

Laya Flex 125 Choice

Laya Flex 125 Explore

Laya Flex 125 Plus

Laya Flex 175 Plus

Laya Flex 250 choice

Laya Flex 250 Explore

Laya Flex 250 Plus

Laya Flex 375 Choice

Laya Flex 500

Laya Flex 500 Explore

Laya Future Protect

Laya Future Protect Choice

Laya Health Family Care

Laya Health Manager Starter

Laya Health Secure Plus

Laya Healthcare Control 600 Total

Laya Healthcare Advantage 250 Explore

Laya Helath Care Complete Simplicity

Laya Insure First

laya precision 150 connect

Laya Precision 150 Total

Laya Precision 300 Total

Laya Precision 450 create

Laya Precision 600 Create

Laya Simply Health Choice

Laya Simply Health Complete

Laya SImply Health Plus

Laya Total Health Complete

Laya Total Health Extra

Laya Total Health No Excess

Layla Flex 250 Explore

VHI 4710

VHI Company Plan Extra L2 XS

VHI Company Plan Extra Level 1

VHI company plan extra select

VHI Company Plan Plus Level 1

VHI Company Plan Plus Level 1.1

VHI Company Plus Select

VHI Family Plan Plus Level 1

VHI Healthcare Group Scheme

VHI International Level 1

VHI One Plan 500

VHI One Plan Family

VHI One Plan Plus 150

VHI Parents and Kids Option Plan

VHI Parents and Kids Xs Plan

VHI PMI

VHI PMI 0111

VHI PMI 0410

VHI PMI 2411

VHI PMI 2812

VHI PMI 2912

VHI PMI 3513

VHI PMI 3530

VHI PMI 3613

VHI PMI 4710

VHI Teachers Plan Select

Laya

Laya Advantage 125 Explorer

Laya Advantage 175 explorer

Laya Advantage 250 Choice

Laya Advantage 500 Explorer

Laya Aspire

Laya Assure First health cover

Laya Assure Ideal

Laya Assure Protect

Laya Assure Vitality

Laya Company Care

Laya Company Care Choice

Laya Company Care Excess

Laya Company Care No Excess

Laya Company Care Plus

Laya Company Care Plus plan

Laya Company Care Premium

Laya Company Care Premium Excess

Laya Company choice

Laya Company Health Plus

Laya Company health Plus No Excess

Laya Company Plan Gold

Laya CompanyCare Choice

Laya Complete Care

Laya Complete Simplicity

Laya Connect Care 100

Laya Connect Care 500

Laya Connect Simplicity

Laya Control 150

Laya Control 150 Connect

Laya Control 150 Create

Laya Control 150 Secure

Laya Control 150 Total

LAYA Control 300 Connect

Laya Control 300 Create

Laya Control 300 Total

Laya Control 450 Create

Laya Control 600 Create

Laya core connect

Laya Credit Union Family

Laya Credit Union Plan

Laya Credit Union Starter

Laya Empower 150 Secure

Laya Empower Secure

Laya Essential

Laya Essential Assist

Laya Essential Choice

Laya Essential Complete

Laya Essential Connect

Laya Essential Connect Family

Laya Essential First

Laya Essential Health

Laya Essential Health 300

Laya Essential Plus

Laya Essential Plus Excess

Laya Essential Plus No Excess cover

Laya Essential Plus Starter

Laya Essential Select

LAYA ESSENTIAL STARTER

Laya Essentials secure

Laya everyday health plan

Laya Evolve

Laya Family Care

Laya Flex 175 Choice

Laya Flex 175 Explore

Laya flex 175 plus

Laya Flex 375 Explore

Laya Flex 375 plus

Laya Flex 500 Choice

Laya Flex 500 Explore

Laya Flex 500 Plus

Laya Flexi Choice 123

Laya Flexi Explore

Laya Future Protect

Laya Gold

laya health connect care 100

Laya Health Care

Laya health complete

Laya Health Flex 175

Laya Health Flex 175 plus

Laya Health Manager

Laya Health Power

Laya Health Sense

LAYA Health Sense Excess

Laya Health Smart

Laya Health Smart Family

laya Health Start Manager

Laya Health Wise Plan

Laya Health Wise Plus

Laya Healthcare Advantage 125

Laya Healthcare Advantage 125 Choice

Laya Healthcare Company Plan Gold

Laya healthcare complete simplicity

Laya Healthwise Plus

Laya Healthwise Plus No Excess

Laya Ideal Simplicity

laya inspire plus

Laya Momentum

Laya Personal Care

Laya Power IB Special

Laya Precision 150 Create

Laya Precision 300 Connect

Laya Precision 300 Create

Laya Precision 300 Total

Laya Precision 450 Connect

Laya Precision 450 Total

Laya Precision 600 Connect

Laya Precision 600 Total

Laya Prime

Laya Prosper

Laya Prosper Care

Laya Signify

Laya signify care

Laya Signify Plus

Laya Simplicity

Laya Simply Connect

Laya Simply Connect Plus

Laya Simply Health (Excess)

Laya Simply Health Connect

Laya Simply Health Excess

Laya Simply Health Starter

Laya Simplyhealth Excess

Laya Simpy Health Excess

Laya Teacher Plus

Laya Total Health Care Plus

Laya Total Health Choice

Laya Total Health Complete 175

Laya Total Health Plus

Laya Total Health Select

VHI

VHI Company Plan PMI 3513

Company Plan plus Select

ILH Irish life health

Irish Life Benefit 300

Irish life business plan select

Irish Life Health Guide 3

VHI 0811

VHI Advance Care extra day today

VHI Advanced Care 100 Day to Day

VHI Advanced Care 50

VHI Advanced care day to day

VHI B Options

VHI Benefit Plan 500

VHI Company Extra Select

VHI Company Plan

VHI Company Plan 1511

VHI Company Plan 3513

VHI Company Plan 3613

VHI Company Plan Executive

VHI Company Plan Extra

VHI Company Plan Extra (Excess)

VHI Company Plan Extra Excess

VHI Company Plan Extra L2 XS

VHI Company Plan Extra Level 2

VHI Company Plan Extra Level 3

VHI Company Plan Plus

VHI Company Plan Plus Level 1.2

VHI Company Plan Plus Level 1.3

VHI Company Plan Plus Level 2

VHI Company Plan Plus Select

VHI Company Plan PMI 1011

VHI Company Plan PMI 4115

VHI Company Plan PMI 5310

VHI Company Plan Starter

VHI Corporate Plan

VHI Corporate Plan PMI 14416

VHI Corporate Plan Select Plus

VHI Enhanced Care 150

VHI Enhanced Care 250

VHI Enhanced Care 350

VHI Enhanced care complete 150 Day-to-Day

VHI Enhanced Care Complete 75

VHI Enhanced complete 150 day-to-day

VHI Enhanced complete care 150 day-to-day

VHI EnhancedCare 150 Day-to-Day

VHI EnhancedCare 350 Day-to-Day

VHI EnhancedCare 75 Day-to-Day

VHI Family Plan

VHI Family Plan Plus

VHI FIRST CARE 250 DAY TO DAY

VHI First Care 500 Day to Day

VHI First Care Extra 150

VHI First Care Extra 150 day to day

VHI First Plan

VHI First Plan Plus

VHI First Plan Plus Level 1

VHI First Plan Plus Level 2

VHI First Plan Select

VHI Forward Plan

VHI Global

VHI Health Access

VHI Health Care Starter Plan

VHI Health Plan

VHI Health plus access

VHI Health Plus Choice

Vhi Health Plus Excess

VHI Health Plus Extra

VHI Health Plus Platinum

VHI Health Plus Premium

VHI Health Plus Premium Plan

VHI Healthplus Choice

VHI HealthPlus excess

VHI HealthPlus Extra

VHI Healthplus Platinum

VHI Healthplus Premium

VHI Hospital Plan

VHI Individual <65 Worldwide

VHI Nurses Plan

VHI Nurses Plan Select

Vhi one + plan

VHI One Plan

VHI One Plan 110

VHI One Plan 150

VHI One Plan 250

VHI One Plan Access

VHI One Plan Access Plus

VHI One Plan Choice

VHI One Plan Complete

VHI One plan extra

VHI One Plan Plus

VHI One Plan Sport

VHI One Plan Starter

VHI One Plan Starter Day to Day

VHI One Plus Plan

VHI Parents and Kids

VHI Parents and Kids Excess

VHI Parents and Kids Option

VHI Parents and Kids Plan

VHI Parents Kids Plan

VHI plan - PMI 1911

VHI Plan 250

VHI Plan A

VHI Plan A Options

VHI Plan B

VHI Plan B Excess

VHI Plan B Options

VHI Plan C

VHI Plan C Options

VHI Plan D

VHI Plan D Options

VHI Plan E

VHI Plan E Options

VHI Plan PM I1711

VHI PMI 01 10

VHI PMI 0210

VHI PMI 0211

VHI PMI 0511

VHI PMI 0610

VHI PMI 07/10

VHI PMI 07/11

VHI PMI 08 11

VHI PMI 10/11

VHI PMI 11 11

VHI PMI 1211

VHI PMI 14 10

VHI PMI 1411

VHI PMI 1511

VHI PMI 1611

VHI PMI 1710

VHI PMI 1811

VHI PMI 19/11

VHI PMI 2111

VHI PMI 2211

VHI PMI 2311

VHI PMI 2511

VHI PMI 2611

VHI PMI 2612

VHI PMI 3112

VHI PMI 3212

VHI PMI 3413

VHI PMI 3713

VHI PMI 3814

VHI PMI 3914

VHI PMI 40 15

VHI PMI 41 15

VHI PMI 42 15

VHI PMI 4215

VHI PMI 43 16

VHI PMI 44 16

VHI PMI 4510

VHI PMI 4610

VHI PMI 4910

VHI PMI 52 10

VHI PMI 5310

VHI PMI 66

VHI PMI0611

VHI Premier Care

VHI Premium Care

VHI Provident Care and Provident Care Plus schemes

VHI ProvidentCare

VHI Public and Care

VHI PublicPlus Care Day-to-Day

VHI Smart Plan 150

VHI Smart Plan 250

VHI Smart Plan 500

VHI Smart Plan Family

VHI Start Plan

VHI start plan 250

VHI Teacher Affinity plan

VHI Teachers Plan

VHI Well One

VHI Well plus one plan

You should check out details of your Private Medical Insurance:

Vhi Health Insurance
Laya Healthcare
Aviva Health