telephone 01-4854114

Private Health Insurance

Private Health Insurance (PHI) members can avail of lower rates on Multitrip and Single Trip policies. Your PHI policy must provide a minimum of €55,000 for inpatient medical cover abroad in order to avail of these rates. The Multitrip/Single Trip travel insurance policy provides all the same benefits however, inpatient medical expenses incurred abroad will be covered (up to the limit of your PHI policy) by your Private Health Insurance provider and in excess of this (up to the limit of the Multitrip/Single Trip) by this travel insurance.

Important note: If your PHI does not provide cover for the full duration of your trip abroad you cannot avail of the lower rates and will be required to comply with the important conditions relating to health as detailed in the policy wording.

The Private Health Insurance plans below provide cover for emergency inpatient medical costs overseas, up to the individual policy limits. Inpatient medical expenses cover will commence when you have reached the medical expenses limit on your private health insurance plan. Outpatient Medical Expenses costs are covered by this travel insurance policy and are subject to the terms and conditions of your travel insurance policy.

Laya assure vitality
Laya Control 450
Laya Health Manager First Plan
VHI PMI 4015
Aviva Health Starter
Hibernian Aviva
Laya 360 Care
Laya advantage 125 choice
Laya Advantage 125 Explore
Laya Advantage 175 Plus
Laya advantage 240
Laya Advantage 250
Laya Advantage 250 Explorer
Laya Advantage 250 Plus
Laya Advantage 375 Explore
Laya Advantage 500
Laya Advantage 500 Choice
Laya Advantage 500 Explorer
Laya Advantage 500 Plus
Laya Assure Health
Laya Care Select
Laya Central Connect
Laya Citi Connect Choice
Laya Company Care Gold
Laya Connect Care
Laya Connect Care 150
Laya Connect Choice
Laya Connect Choice 500
Laya Connect Choice Plan
Laya Control 150 Secure
Laya Control 450 Connect
Laya Control 600 Connect
Laya Control 600 Secure
Laya Control 600 Total
Laya Empower Create (No Excess)
Laya Essential Care
Laya Essential Care 100
Laya Essential Connect Health
Laya Essential Connect Saver
Laya Essential Value
Laya Essential Value 500
Laya Flex 125 Choice
Laya Flex 125 Explore
Laya Flex 125 Plus
Laya Flex 175 Plus
Laya Flex 250 choice
Laya Flex 250 Explore
Laya Flex 250 Plus
Laya Flex 375 Choice
Laya Flex 500
Laya Flex 500 Explore
Laya Future Protect
Laya Future Protect Choice
Laya Health Family Care
Laya Health Manager Starter
Laya Health Secure Plus
Laya Healthcare Control 600 Total
Laya Healthcare Advantage 250 Explore
Laya Helath Care Complete Simplicity
Laya Insure First
laya precision 150 connect
Laya Precision 150 Total
Laya Precision 300 Total
Laya Precision 450 create
Laya Precision 600 Create
Laya Simply Health Choice
Laya Simply Health Complete
Laya SImply Health Plus
Laya Total Health Complete
Laya Total Health Extra
Laya Total Health No Excess
Layla Flex 250 Explore
VHI 4710
VHI Company Plan Extra L2 XS
VHI Company Plan Extra Level 1
VHI company plan extra select
VHI Company Plan Plus Level 1
VHI Company Plan Plus Level 1.1
VHI Company Plus Select
VHI Family Plan Plus Level 1
VHI Healthcare Group Scheme
VHI International Level 1
VHI One Plan 500
VHI One Plan Family
VHI One Plan Plus 150
VHI Parents and Kids Option Plan
VHI Parents and Kids Xs Plan
VHI PMI 0111
VHI PMI 0410
VHI PMI 2411
VHI PMI 2812
VHI PMI 2912
VHI PMI 3513
VHI PMI 3530
VHI PMI 3613
VHI PMI 4710
VHI Teachers Plan Select
Laya Advantage 125 Explorer
Laya Advantage 175 explorer
Laya Advantage 250 Choice
Laya Advantage 500 Explorer
Laya Aspire
Laya Assure First health cover
Laya Assure Ideal
Laya Assure Protect
Laya Assure Vitality
Laya Company Care
Laya Company Care Choice
Laya Company Care Excess
Laya Company Care No Excess
Laya Company Care Plus
Laya Company Care Plus plan
Laya Company Care Premium
Laya Company Care Premium Excess
Laya Company choice
Laya Company Health Plus
Laya Company health Plus No Excess
Laya Company Plan Gold
Laya CompanyCare Choice
Laya Complete Care
Laya Complete Simplicity
Laya Connect Care 100
Laya Connect Care 500
Laya Connect Simplicity
Laya Control 150
Laya Control 150 Connect
Laya Control 150 Create
Laya Control 150 Secure
Laya Control 150 Total
LAYA Control 300 Connect
Laya Control 300 Create
Laya Control 300 Create
Laya Control 300 Total
Laya Control 450 Create
Laya Control 600 Create
Laya core connect
Laya Credit Union Family
Laya Credit Union Plan
Laya Credit Union Starter
Laya Empower 150 Secure
Laya Empower Secure
Laya Essential
Laya Essential Assist
Laya Essential Choice
Laya Essential Complete
Laya Essential Connect
Laya Essential Connect Family
Laya Essential First
Laya Essential Health
Laya Essential Health 300
Laya Essential Plus
Laya Essential Plus Excess
Laya Essential Plus No Excess cover
Laya Essential Plus Starter
Laya Essential Select
Laya Essentials secure
Laya everyday health plan
Laya Evolve
Laya Family Care
Laya Flex 175 Choice
Laya Flex 175 Explore
Laya flex 175 plus
Laya Flex 375 Explore
Laya Flex 375 plus
Laya Flex 500 Choice
Laya Flex 500 Explore
Laya Flex 500 Plus
Laya Flexi Explore
Laya Future Protect
Laya Gold
laya health connect care 100
Laya Health Care
Laya health complete
Laya Health Flex 175
Laya Health Flex 175 plus
Laya Health Manager
Laya Health Power
Laya Health Sense
LAYA Health Sense Excess
Laya Health Smart
Laya Health Smart Family
laya Health Start Manager
Laya Health Wise Plan
Laya Health Wise Plus
Laya Healthcare Advantage 125
Laya Healthcare Advantage 125 Choice
Laya Healthcare Company Plan Gold
Laya healthcare complete simplicity
Laya Healthwise Plus
Laya Healthwise Plus No Excess
Laya Ideal Simplicity
laya inspire plus
Laya Momentum
Laya Personal Care
Laya Power IB Special
Laya Precision 150 Create
Laya Precision 300 Connect
Laya Precision 300 Create
Laya Precision 300 Total
Laya Precision 450 Connect
Laya Precision 450 Total
Laya Precision 600 Connect
Laya Precision 600 Total
Laya Prime
Laya Prime
Laya Prosper
Laya Prosper Care
Laya Signify
Laya Signify
Laya signify care
Laya Signify Plus
Laya Simplicity
Laya Simply Connect
Laya Simply Connect Plus
Laya Simply Health (Excess)
Laya Simply Health Connect
Laya Simply Health Excess
Laya Simply Health Starter
Laya Simplyhealth Excess
Laya Simpy Health Excess
Laya Teacher Plus
Laya Total Health Care Plus
Laya Total Health Choice
Laya Total Health Complete 175
Laya Total Health Plus
Laya Total Health Select
VHI Company Plan PMI 3513
Company Plan plus Select
ILH Irish life health
Irish Life Benefit 300
Irish life business plan select
Irish Life Health Guide 3
VHI 0811
VHI Advance Care extra day today
VHI Advanced Care 100 Day to Day
VHI Advanced Care 50
VHI Advanced care day to day
VHI B Options
VHI Benefit Plan 500
VHI Company Extra Select
VHI Company Plan
VHI Company Plan 1511
VHI Company Plan 3513
VHI Company Plan 3613
VHI Company Plan Executive
VHI Company Plan Extra
VHI Company Plan Extra (Excess)
VHI Company Plan Extra Excess
VHI Company Plan Extra L2 XS
VHI Company Plan Extra Level 2
VHI Company Plan Extra Level 3
VHI Company Plan Plus
VHI Company Plan Plus Level 1.2
VHI Company Plan Plus Level 1.3
VHI Company Plan Plus Level 1.3
VHI Company Plan Plus Level 2
VHI Company Plan Plus Select
VHI Company Plan PMI 1011
VHI Company Plan PMI 4115
VHI Company Plan PMI 5310
VHI Company Plan Starter
VHI Corporate Plan
VHI Corporate Plan PMI 14416
VHI Corporate Plan Select Plus
VHI Enhanced Care 150
VHI Enhanced Care 250
VHI Enhanced Care 350
VHI Enhanced care complete 150 Day-to-Day
VHI Enhanced Care Complete 75
VHI Enhanced complete 150 day-to-day
VHI Enhanced complete care 150 day-to-day
VHI EnhancedCare 150 Day-to-Day
VHI EnhancedCare 350 Day-to-Day
VHI EnhancedCare 75 Day-to-Day
VHI Family Plan
VHI Family Plan Plus
VHI Family Plan Plus
VHI First Care 500 Day to Day
VHI First Care Extra 150
VHI First Care Extra 150 day to day
VHI First Plan
VHI First Plan Plus
VHI First Plan Plus Level 1
VHI First Plan Plus Level 2
VHI First Plan Select
VHI Forward Plan
VHI Global
VHI Health Access
VHI Health Care Starter Plan
VHI Health Plan
VHI Health plus access
VHI Health Plus Choice
Vhi Health Plus Excess
VHI Health Plus Extra
VHI Health Plus Platinum
VHI Health Plus Premium
VHI Health Plus Premium Plan
VHI Healthplus Choice
VHI HealthPlus excess
VHI HealthPlus Extra
VHI Healthplus Platinum
VHI Healthplus Premium
VHI Hospital Plan
VHI Individual <65 Worldwide
VHI Nurses Plan
VHI Nurses Plan Select
Vhi one + plan
VHI One Plan
VHI One Plan 110
VHI One Plan 150
VHI One Plan 250
VHI One Plan Access
VHI One Plan Access Plus
VHI One Plan Choice
VHI One Plan Complete
VHI One plan extra
VHI One Plan Plus
VHI One Plan Sport
VHI One Plan Starter
VHI One Plan Starter Day to Day
VHI One Plus Plan
VHI Parents and Kids
VHI Parents and Kids Excess
VHI Parents and Kids Option
VHI Parents and Kids Plan
VHI Parents Kids Plan
VHI plan - PMI 1911
VHI Plan 250
VHI Plan A
VHI Plan A Options
VHI Plan B
VHI Plan B Excess
VHI Plan B Options
VHI Plan C
VHI Plan C  Options
VHI Plan C Options
VHI Plan D
VHI Plan D Options
VHI Plan E
VHI Plan E Options
VHI Plan PM I1711
VHI PMI 01 10
VHI PMI 0210
VHI PMI 0211
VHI PMI 0511
VHI PMI 0610
VHI PMI 07/10
VHI PMI 07/11
VHI PMI 08 11
VHI PMI 10/11
VHI PMI 11 11
VHI PMI 1211
VHI PMI 14 10
VHI PMI 1411
VHI PMI 1511
VHI PMI 1611
VHI PMI 1710
VHI PMI 1811
VHI PMI 19/11
VHI PMI 2111
VHI PMI 2211
VHI PMI 2311
VHI PMI 2511
VHI PMI 2611
VHI PMI 2611
VHI PMI 2611
VHI PMI 2612
VHI PMI 2612
VHI PMI 3112
VHI PMI 3212
VHI PMI 3413
VHI PMI 3713
VHI PMI 3814
VHI PMI 3914
VHI PMI 40 15
VHI PMI 41 15
VHI PMI 42 15
VHI PMI 4215
VHI PMI 43 16
VHI PMI 44 16
VHI PMI 4510
VHI PMI 4610
VHI PMI 4910
VHI PMI 52 10
VHI PMI 5310
VHI Premier Care
VHI Premium Care
VHI Provident Care and Provident Care Plus schemes
VHI Public and Care
VHI PublicPlus Care Day-to-Day
VHI Smart Plan 150
VHI Smart Plan 250
VHI Smart Plan 500
VHI Smart Plan Family
VHI Start Plan
VHI start plan 250
VHI Teacher Affinity plan
VHI Teachers Plan
VHI Well One
VHI Well plus one plan

You should check out details of your Private Medical Insurance:

  • Vhi Health Insurance
  • Laya Healthcare
  • Aviva Health