We, at Multitrip.com, understand that you want to save money on Travel Insurance so that you can spend it all on enjoying your trip (fair point!), while still having a policy you can count on in case something goes wrong. For this reason, we put this guide together to help you find the most cost-effective Holiday Insurance for yourself.

How to Get Cheap Travel Insurance?

When shopping for the best cheap Travel Insurance, there are a few factors to compare to make sure your policy is worth the cost. You’ll have to take into consideration things such as trip duration and frequency, destinations, dependants, age, pre-existing medical conditions, cover limits and excess fees. At Multitrip.com, we pride ourselves on providing quality and competitive Travel & Holiday Insurance that covers from baggage to emergency medical costs. We also offer three cover levels on Single Trip and Multitrip policies to cater for different budgets and an affordable Backpacker Travel Insurance package.

Should I Get Single Trip or Annual Travel Insurance?

Have an idea of the number of trips you’ll take in the next year or two and their duration. This will help you select the most adequate Annual Holiday Insurance type, thus saving you money.

How to Get Cheap Travel Insurance to USA and Other Destinations?

Although it’s not possible to get cover for one unique country, you can make the most out of your policy by selecting the appropriate area of cover. Those travelling to America, for example, get cover all over the world with the Worldwide incl. USA/Canada policy, so you can enjoy potential trips over the border to visit Mexico or Canada with peace of mind. At Multitrip.com, there are other four areas of cover available depending on the policy type. They are: UK, Europe, Australia/New Zealand and Worldwide excl. USA/Canada.

How to Get Cheap Family Travel Insurance?

While many may think that getting Travel Insurance for the whole family could get hugely expensive, at Multitrip.com you are able to save even more. By getting Multitrip Family Cover, you can insure up to 8 dependent children under 19 years (or 24 years if they are in full time education and living at home) at no additional cost with our Kids Go Free deal. Couples can also avail of further discounts with a Joint Multitrip policy.

How to Get Cheap Travel Insurance for Seniors?

Travel Insurance does tend to be a bit costlier for those over 65 or in their 70's. Yet, it’s still possible to get a good deal. At Multitrip.com, you are entitled to a Private Health Insurance Discount. You can also save on your Travel Insurance by availing of our 2-year Multitrip Travel Insurance which would freeze your renewal price for 2 years.

How to Get Cheap Travel Insurance with Pre-Existing Medical Conditions?

Travel Insurance usually only covers unforeseen medical emergencies, so some pre-existing conditions may not be covered or will require additional charges. With Multitrip.com, cover for a series of pre-existing medical conditions is automatically included as long as you only have one of them, what means that these will be covered for free under your policy. In any other case, you will be required to contact the medical screening company to declare all pre-existing conditions.

How to Get Cheap Travel Insurance with Comprehensive Cover?

After all, you need Travel Insurance with comprehensive cover that will aid in the paying of the expensive costs when travelling. Usually, cheapest cover could have lower limits. However, Multitrip.com provides affordable policies with extensive cover, including up to €20 million on emergency medical in the three Multitrip and Single Trip cover levels, and competitive Personal Liability cover starting at €2 million, for example.

Travel Insurance with No Excess

When getting Travel Insurance, you may be caught out with excess fees that will reduce the amount you will get back from your claim and your policy could work out more expensive than you expected. At Multitrip.com, you can avoid these extra bills with our Premier Plus cover level available on Multitrip or Single Trip Insurance. In addition to Winter Sports cover for those up to 66yrs, it also automatically includes an Excess Waiver to remove the excess from the policy.

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