Check if the policy you have provides cover for your intended ski activity as there may be certain activities that are not covered such as heli-skiing.

When purchasing your cover, check if there is a limit on the winter sports duration – different limits may apply depending on the policy type selected.

Keep a note of your travel insurance policy number, emergency number and EHIC number on you, perhaps in your mobile phone. Make sure more than one person has these details if travelling in a group or as a family.

Look after your ski equipment – if you leave it in an unattended vehicle, for example, it may mean you are uninsured, and if your equipment is stolen you will need a police report in order to claim, and always keep receipts where appropriate.

If you have arranged your own holiday, rather than booking through a tour operator, check that your travel insurance cover is comprehensive enough for problems such as delayed departure or additional accommodation if you are unable to get home.

Always abide by local rules on, for example, wearing helmets and the do's and don'ts for pistes or snowboarding parks.