Please note certain medical conditions will incur an additional premium.
Private Health Insurance Members
If you hold a valid private health insurance with a minimum of €55,000 of inpatient medical cover abroad and have declared your private health insurance details to us, then you do not need to contact the medical screening line as detailed below. However, please refer to the exclusions below as they apply to private health insurance members also.
Important note: If your private health insurance does not provide cover for the full duration of your trip abroad as stated on your validation certificate you will still be required to contact the medical screening line to declare your medical conditions.
Non-Private Health Insurance Members
At the time of taking out this policy, do you (includes all insured persons) have or have you had any medical condition(s) for which you are taking or have taken prescribed medication or are waiting to receive, or have received treatment (including surgery, tests, or investigations) within the last 2 years?
If so, it is a condition of this policy that you will not be covered for any claims arising directly or indirectly from this medical condition(s) unless you contact the medical screening company on 0818 286 539 and they have agreed in writing to cover your medical condition(s). Please see below for limitations on the above.
If you have only one medical condition and it is one of those shown in the table below, then this will be covered under the policy without the need to contact the medical screening company. If you have more than one of the below medical conditions you must contact the medical screening company or if you have any other medical condition in addition to any of the below, you must declare all conditions to medical screening.
(These exclusions apply to all insured persons irrespective of whether they are a Private Health Insurance or Non Private Health Insurance member)
It is a condition of this policy that you will not be covered for any claims arising directly or indirectly from:
At the time of taking out this policy or at the time of booking the trip:
At any time:
You should also refer to the general exclusions detailed in the policy wording.