This policy offers significant discounts on our Annual Multi Trip and Single Trip policies for Insured Persons who have Private Health Insurance with inpatient medical cover abroad with a minimum of €55,000. We provide the same benefits as our standard travel insurance policy, except the policy recognises that your Private Health Insurance covers you for inpatient Medical Expenses abroad, up to the limit in your Private Health Insurance policy. The policy will top up that amount to the medical expenses limit in our policy allowing you to save money on travel insurance premiums without sacrificing cover.
Most PHI plans provide cover for emergency inpatient medical costs overseas, up to the individual policy limits. Inpatient medical expenses cover will commence when you have reached the medical expenses limit on your private health insurance plan. Outpatient Medical Expenses costs are covered by this travel insurance policy and are subject to the terms and conditions of your travel insurance policy.
You should check out details of your Private Medical Insurance: