Types of Insurance

Single trip policies: Annual Multi Trip policies: Backpacker policies:

Types of Insurance

Single trip policies: Annual Multi Trip policies: Backpacker policies:

Destinations

Ireland / United Kingdom
The United Kingdom, Channel Islands, Isle of Man and the Republic of Ireland.

Europe
The continent of Europe west of the Ural Mountains, Madeira, Canary Islands, Iceland, the Azores, Mediterranean (except Algeria, Lebanon, Libya and Albania)

Australia / New Zealand
Australia / New Zealand

Worldwide Excl USA/Canada
Worldwide including the Caribbean but excluding The United States of America, Canada, Alaska and Hawaii.

WorldWide Incl USA/Canada
Worldwide including The United States of America, Canada, Alaska and Hawaii and the Caribbean.

Start Date

Your cover should start today unless:

Your cover including cancellation protection ONLY begins from the cover start date you choose. If you choose to start cover today, then your cover begins the moment we confirm your online application back to you.

Cover Types

Individual Cover : This option is for a single Individual policy for those who do not qualify for the couple or family rate option.

Couple Cover : A Couple, including same-sex, in a common law relationship or who have been co-habiting for at least 6 months.

Family Cover : Two adults and any number of their children, step children or foster children aged under 19, accompanying the parents or legal guardian insured on the same policy travelling on any trip to the same destination.

Maximum Durations Annual Policy

0-65 Years : Maximum Duration 31 Days (Essential Cover) or 60 Days (Premier or Premier Plus Cover) any one trip.

66-69 Years : Maximum Duration 31 days any one trip.

70-75 Years : Maximum Duration 21 days any one trip.

Maximum Durations Single Trip Policy

0-69 Years : 12 Months (Essential Premier or Premier Plus Cover).

70-79 Years : Max Duration 35 days any one trip.

Maximum Durations Backpacker Policy

49 Years : Max Duration 365 days any one trip.

Winter Sports

65 Years : Maximum age allowed.

Maximum Durations Annual Policy

0-65 Years : Maximum Duration 31 Days (Essential Cover) or 60 Days (Premier or Premier Plus Cover) any one trip.

66-69 Years : Maximum Duration 31 days any one trip.

70-75 Years : Maximum Duration 21 days any one trip.

Maximum Durations Single Trip Policy

0-69 Years : 12 Months (Essential Premier or Premier Plus Cover).

70-79 Years : Max Duration 35 days any one trip.

Maximum Durations Backpacker Policy

49 Years : Max Duration 365 days any one trip.

Winter Sports

65 Years : Maximum age allowed.

Maximum Durations Annual Policy

0-65 Years : Maximum Duration 31 Days (Essential Cover) or 60 Days (Premier or Premier Plus Cover) any one trip.

66-69 Years : Maximum Duration 31 days any one trip.

70-75 Years : Maximum Duration 21 days any one trip.

Maximum Durations Single Trip Policy

0-69 Years : 12 Months (Essential Premier or Premier Plus Cover).

70-79 Years : Max Duration 35 days any one trip.

Maximum Durations Backpacker Policy

49 Years : Max Duration 365 days any one trip.

Winter Sports

65 Years : Maximum age allowed.

Maximum Durations Annual Policy

0-49 Years : Maximum Duration 31 days any one trip (Essential Cover), or 60 days any one trip (Premier or Premier Plus cover).

0-65 Years : Maximum Duration 60 days any one trip (Premier or Premier Plus cover).

66-69 Years : Maximum Duration 31 days any one trip (Premier or Premier Plus cover).

70-75 Years : Maximum Duration 21 days any one trip (Premier or Premier Plus cover).

Maximum Durations Single Trip Policy

0-49 Years : Maximum Duration 12 months (Essential, Premier or Premier Plus Cover).

0-67 Years : Maximum Duration 12 months (Premier or Premier Plus Cover).

68-79 Years : Max Duration 35 days (Premier or Premier Plus Cover).

Maximum Durations Backpacker Policy

49 Years : Max Duration 365 days any one trip.

Maximum Durations Annual Policy

0-49 Years : Maximum Duration 31 days any one trip (Essential Cover), or 60 days any one trip (Premier or Premier Plus cover).

0-65 Years : Maximum Duration 60 days any one trip (Premier or Premier Plus cover).

66-69 Years : Maximum Duration 31 days any one trip (Premier or Premier Plus cover).

70-75 Years : Maximum Duration 21 days any one trip (Premier or Premier Plus cover).

Maximum Durations Single Trip Policy

0-49 Years : Maximum Duration 12 months (Essential, Premier or Premier Plus Cover).

0-67 Years : Maximum Duration 12 months (Premier or Premier Plus Cover).

68-79 Years : Max Duration 35 days (Premier or Premier Plus Cover).

Maximum Durations Backpacker Policy

49 Years : Max Duration 365 days any one trip.

Maximum Durations Annual Policy

0-49 Years : Maximum Duration 31 days any one trip (Essential Cover), or 60 days any one trip (Premier or Premier Plus cover).

0-65 Years : Maximum Duration 60 days any one trip (Premier or Premier Plus cover).

66-69 Years : Maximum Duration 31 days any one trip (Premier or Premier Plus cover).

70-75 Years : Maximum Duration 21 days any one trip (Premier or Premier Plus cover).

Maximum Durations Single Trip Policy

0-49 Years : Maximum Duration 12 months (Essential, Premier or Premier Plus Cover).

0-67 Years : Maximum Duration 12 months (Premier or Premier Plus Cover).

68-79 Years : Max Duration 35 days (Premier or Premier Plus Cover).

Maximum Durations Backpacker Policy

49 Years : Max Duration 365 days any one trip.

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Terms and Conditions

Private Health Insurance

Please click here to view a list of private health insurance plans which qualify for a discount.

Residency

This policy is only available to you if you have been permanently resident in Ireland for the past six months.

Residency

This policy is only available to you if you have been permanently resident in UK for the past six months.

Over 75yrs/79yrs

The age limit on our standard insurance product is 79yrs on a Single Trip and 75yrs on an Annual Multitrip policy. We have partnered with Goodtogoinsurance.com who specialise in travel insurance with no age limits.